Mortgages

Shopping For a New Home?

Looking to purchase a new home and want to know how much you will qualify for? Check with us before you submit an offer and we’ll help you decide what product is right for you!

  • Fixed Rate Mortgage

    With a fixed rate mortgage, your interest rate and your monthly principal and interest payment will stay the same for the life of the loan. The rate on a fixed rate mortgage is generally higher than an adjustable rate mortgage.

  • Adjustable Rate Mortgage (ARM)

    An ARM usually features a lower rate than a fixed rate mortgage, but the rate is adjusted periodically so your payments may fluctuate. Is it the right loan for you? We can help you decide by calculating the maximum amount you’ll have to pay.

  • Construction Loans

    You have the option to choose a fixed rate or adjustable rate mortgage for construction costs. Either option requires only one closing.

  • Investor Loans

    These mortgages are available to investors purchasing properties with one to four units.

  • Is it time to refinance?

    Come talk with us. We’ll be happy to review your existing mortgage, your financial situation and current interest rates, and help you decide if refinancing is right for you.

Ready to apply? We make it easy to apply online!

Our Mortgage Originators

Greenfield Co-op has mortgage experts in branches throughout Western Massachusetts who can help you find the mortgage that’s right for you.