Deposit Rates

All rates and products subject to change without notice.

Checking Rates

Free Checking

Rates Effective: 11/18/2024

Free Checking Rates
Minimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
$10.00N/AN/A
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Coop Green Checking

Rates Effective: 11/18/2024

Coop Green Checking Account Rates
Minimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
$10.00N/AN/A
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Interest Rate on NOW Checking

Rates Effective: 11/18/2024

Interest Rates for the NOW Checking Account
Minimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
$10.000.03%0.03%
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Savings Rates

Statement Savings

Rates Effective: 11/18/2024

Statement Savings Account Rates
Minimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
$10.000.05%0.05%
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Money Market Rates

Money Market Max

Rates Effective: 11/18/2024

Rates for the Money Market Max Account
Balance and Rate TiersMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield
$25,000 – $49,999.99$25,000 balance to open account.
$25,000 balance to earn interest.		0.10%0.10%
$50,000 – $99,999.99$25,000 balance to open account.
$25,000 balance to earn interest.		0.15%0.15%
$100,000 to $249,999.99$25,000 balance to open account.
$25,000 balance to earn interest.		0.15%0.15%
$250,000 and over$25,000 balance to open account.
$25,000 balance to earn interest.		0.25%0.25%

Money Market Savings

Rates Effective: 11/18/2024

Rates for the Money Market Savings Account
Balance and Rate TiersMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield
$1,000 – $9,999.99$1,000.000.10%0.10%
$10,000 – 24,999.99$1,000.000.10%0.10%
$25,000 – $49,999.99$1,000.000.10%0.10%
$50,000 and greater$1,000.000.15%0.15%

CD Rates

Special CD Offerings

Rates Effective: 11/18/2024

Special CD Offering Rates
CD TypeMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield**

6 Month ‘No Penalty’ CD (not eligible for IRA)1

$500.000.15%0.15%

6 month ‘No Penalty’ MAX CD (not eligible for IRA )1,2

$100,000.000.25%0.25%
1 Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest. 2 $100,000 balance to earn interest. ** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Certificate of Deposit*

Rates Effective: 11/18/2024

Certificate of Deposit Rates*
TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
3 Month$500.000.05%0.05%
6 Month$500.000.15%0.15%
7 Month$500.000.15%0.15%
12 Month$500.000.20%0.20%
18 Month$500.000.25%0.25%
24 Month$500.000.30%0.30%
30 Month ‘One Up’ CD (not eligible for IRA)$500.000.35%0.35%
30 Month CD (IRA only)$500.000.35%0.35%
36 Month$500.000.40%0.40%
48 Month$500.000.50%0.50%
60 Month$500.000.90%0.90%
*A substantial penalty may be imposed for early withdrawal. All Certificates of Deposit are eligible for Individual Retirement Accounts unless indicated. Maximum of $500,000. Available for personal and business accounts in our local market area only. No brokered deposits accepted. ** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.

Individual Retirement Account (IRA) Rates

IRA Savings

Rates Effective: 11/18/2024

IRA Savings Account Rates
Minimum Deposit to Open AccountInterest RateAnnual Percentage Yield**
$10.000.15%0.15%
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.