Save

Whether you’re saving up for a big expense, creating an emergency fund, or planning for retirement, we have a variety of accounts that will put your money to work and help you achieve your goals.

  • Certificates of Deposit (CD)

    Our CDs are consistently among the best in Western Massachusetts:

    • Terms ranging from 3 months to 60 months
    • Consumer 6 month “No-penalty” CD option
    • Interest rate is fixed for the term of the CD
    • Interest is payable monthly
    • Withdrawals restricted during term of the CD, significant penalty for early withdrawal
    • $500.00 minimum deposit to open

  • No-Penalty* Certificate of Deposit (CD)

    • Six month term
    • Interest rate is fixed for the term of the CD
    • Interest is payable monthly
    • Make additional deposits of $250.00 or more at any time
    • $500.00 minimum deposit to open and earn interest

    *Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest.

  • No-Penalty* MAX Certificate of Deposit (CD)

    • $100,000.00 minimum deposit to open and earn interest
    • Six month term
    • Interest rate is fixed for the term of the CD
    • Interest is payable monthly
    • Make additional deposits of $250.00 or more at any time

    *Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest. 

  • Statement Savings Account

    Our savings account offers a competitive variable interest rate, and easy access to your money when you need it:

    • $10.00 minimum deposit to open
    • Statement Account
    • GCB Online Banking
    • GCB Telephone Banking
    • ATM card access

    Accounts that do not maintain an average daily balance of $100.00 or more will be charged a flat monthly maintenance fee of $3.00. Fees are waived for accounts that receive a direct deposit each statement cycle.

  • Money Market Account

    Enjoy a tiered, variable interest rate, and easy access to your money when you need it:

    • Competitive variable interest rate
    • $1,000.00 minimum to open and earn interest
    • Statement Account
    • GCB Online Banking
    • GCB Telephone Banking
    • ATM card access

    Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.

  • Money Market MAX Account

    Maximize your money, and still get easy access:

    • Competitive variable interest rate
    • $25,000.00 minimum to open and earn interest
    • Statement Account
    • GCB Online Banking
    • GCB Telephone Banking
    • ATM card access

    Fees are waived for accounts that receive a direct deposit each statement cycle.