Commercial Loans

As a community bank, all our lending decisions are made locally. We are mindful of the business environment in Western Massachusetts, and we can help you act quickly when an opportunity comes along.

  • Business Term Loans

    These fixed- or variable-rate loans provide a source of longer-term funding for a variety of needs:

    • Purchase or refinance owner/user real estate
    • Purchase equipment/vehicles
    • Buy, sell, expand or transition ownership in your business

    Repay a Business Term Loan with monthly payments of principal and interest.

  • Lines of Credit

    A line of credit is a source for short-term funding needs, and makes it easy to quickly add inventory, manage seasonal cash flow fluctuations, and more:

    • Revolving line of credit
    • Repayment is typically interest-only on a monthly basis
    • Equipment Line of Credit

  • Standby Letters of Credit

    Available for suitable purposes.

  • Small Business Administration (SBA) / U.S. Department of Agriculture Loans

    Please ask one of our local community lenders.

  • Commercial Mortgages

    Our Business Lending Team can work with you to finance your next business real estate deal. Our commercial real estate loans include funding for:

    • Purchase or refinance
    • Owner-occupied or investment properties
    • Land acquisition and development
    • Construction loans
    • Remodeling, rehab or expansion
    • Apartment/Multi-family
    • Senior Housing
    • Office
    • Retail
    • Hospitality
    • Industrial/Warehouse
    • Specialty/Mixed use

    Our Business and Commercial Banking services experts are available at every branch. You can also make an appointment with a banker to visit your business by calling 877-682-0334.